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Bank of America Credit Cards |
With a range of credit cards to choose from, Bank of America credit cards offer the spending power you need and the features you want. From rewards cards to sports credit cards, apply for the credit card that's right for you.
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Search through the Bank of America Credit Card Offers below.
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Compare offers side by side in order to determine which card is best for you.
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Apply for the Credit Card of your choice by filling out a secure online application.
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Bank of America Points |
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- No annual fee and the flexibility to pay over time
- Redeem your points for travel with no blackout dates, discounts at hotels, cash, brand-name merchandise, or gift certificates*
- Earn rewards faster than the standard Bank of America American Express Rewards card with 1.25 points for every net retail purchase*
- Access to special Cardmember offers from participating American Express merchants to save on shopping, dining, travel, hotels, and much more
- Free 24/7 Concierge Service
- Access to more than 2,200 American Express Travel Services locations worldwide to help you
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
12 months on balance transfers and direct deposits* |
Between 9.99% and 19.99%* |
None* |
Yes* |
Good Credit* |
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- No annual fee and the flexibility to pay over time
- Redeem your points for travel with no blackout dates, discounts at hotels, cash, brand-name merchandise, or gift certificates*
- Earn rewards faster than the standard Bank of America American Express Rewards card with 1.25 points for every net retail purchase dollar*
- Access to special Cardmember offers from participating American Express merchants to save on shopping, dining, travel, hotels, and much more
- Free 24/7 Concierge Service
- Access to more than 2,200 American Express Travel Services locations worldwide to help you
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
12 months on balance transfers and direct deposits* |
Between 9.99% and 19.99%* |
None* |
Yes* |
Good Credit* |
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- Earn 1 Point for every dollar you spend in net retail purchases.* Points are redeemable for cash, brand name merchandise, travel with no blackout dates dining certificates and more
- No Annual Fee
- WorldPoints® Mall — Get Bonus Points at more than 200 of your favorite online retailers
- Free access to the MyConciergeSM service, which can help with everything from hard-to-get tickets, dinner reservations, tee-times and more
- Ultimate Access® rewards - an exclusive benefit of the WorldPoints® rewards program, that gives you the ability to redeem your points for unprecedented access to sports and entertainment personalities, VIP access to marquee events, unique memorabilia, and once-in-a-lifetime experiences
- Absolute Fraud Protection
- Online account access and points management
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
12 months on balance transfers and direct deposits* |
Between 9.99% and 19.99%* |
None* |
Yes* |
Good Credit* |
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- 0% Intro APR on balance transfers for your first 15 billing cycles
- Earn 1 Point for every dollar you spend in net retail purchases
- Points are redeemable for cash, brand name merchandise, travel with no blackout dates, dining certificates and more
- No Annual Fee
- Enjoy more savings and more extras - Get discounts at select merchants, valuable upgrades, and savings of up to 50% on accommodations at spectacular places. Visa Signature Privileges make it possible.
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0% on Balance Transfers* |
15 months and a $25 statement credit* |
9.99% / 15.99%* |
None* |
Yes* |
Good Credit* |
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- No Annual Fee
- WorldPoints® Mall — Get Bonus Points at more than 200 of your favorite online retailers
- Free access to the MyConciergeSM service, which can help with everything from hard-to-get tickets, dinner reservations, tee-times and more
- Ultimate Access® rewards - an exclusive benefit of the WorldPoints® rewards program, that gives you the ability to redeem your points for unprecedented access to sports and entertainment personalities, VIP access to marquee events, unique memorabilia, and once-in-a-lifetime experiences
- Absolute Fraud Protection
- Online account access and points management
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
12 months on balance transfers and direct deposits* |
Between 9.99% and 19.99%* |
None* |
Yes* |
Good Credit* |
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- No annual fee
- 0% Intro APR for Cash Advance Checks and Balance Transfers through your first 15 billing cycles (subject to a 3% transaction fee, no less than $10)
- Absolute fraud protection
- 24-hour Customer Service, Secure Online Account Access and electronic bill payment service*
- Earn 1 point for every $1 in net retail purchases*
- Rewards begin at only 2,500 points
- Points do not expire for 5 years
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0% on Balance Transfers & Cash Advances* |
15 months* |
9.99%* |
None* |
Yes* |
Good Credit* |
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Bank of America Airline-Hotels |
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- 20,000 Flying Club bonus miles after your first retail purchase
- Earn 3 miles per $1 spent on Virgin Atlantic purchases
- Earn 1.5 miles per $1 spent in retail purchases
- Earn up to 2 tier points per month for accelerated Flying Club status
- Earn up to 15,000 additional bonus miles upon anniversary
- Earn 2,500 bonus miles for each additional Cardmember added (max 2)
- Redeem miles for travel on Virgin Atlantic, or with other Flying Club partners
- Get 10% off published Virgin Atlantic Premium Economy fares until December 31, 2008
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
6 months* |
Prime + 8.99%* |
$90.00* |
Yes* |
Good Credit* |
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- 12,500 Flying Club bonus miles after your first retail purchase
- Earn 3 miles per $1 spent on Virgin Atlantic purchases
- Earn 1 mile per $1 spent in retail purchases
- Earn up to 7,500 additional bonus miles upon anniversary
- Earn 2,500 bonus miles for an additional Cardmember added (max 1)
- Redeem miles for travel on Virgin Atlantic, or with other Flying Club partners
- Get 10% off published Virgin Atlantic Premium Economy fares until December 31, 2008
- No annual mileage cap and miles never expire on active accounts
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
6 months* |
Prime + 8.99%* |
$49.00* |
N/A* |
Good Credit* |
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* See the online Bank of America credit card applications for details about terms and conditions of reward programs and offers. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the " Apply Here " button you can review the credit card terms and conditions on the credit card issuer's web site.
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