Merchant accounts
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FTC delays 'Red Flags Rules' to May 1, 2009 -- Creditors and financial institutions granted a six-month extension to comply with FTC anti-theft "Red Flags Rules." ... (more) 6 keys to finding the right merchant account for you -- Shopping around for a merchant account can really pay off. We'll take a look at what small business should know so they can find the best account for their needs. ... (more) Government workers sometimes abuse credit cards, p-cards -- A host of examples of credit card abuse by public employees shows that proper policies and regular scrutiny are needed to avoid draining public coffers and ruining public confidence. ... (more) 5 ways small biz owners can prevent employee credit card abuse -- Here are 5 steps small business owners can take to prevent unauthorized credit card purchases by employees. ... (more) Should you sign your credit card or write 'See ID' on it -- Writing 'See ID' in lieu of a signature is supposed to make a credit card invalid, but the reality is different. ... (more) 5 steps to avoid identity theft at the register -- Here are some steps you can take to make sure that you aren't victimized by credit card fraud when using your card in person at a retailer. ... (more) Merchants struggle to secure user data, deter identity theft -- The battle to secure your data never ends. That's why the credit card industry imposes mandatory security standards on merchants, processors, manufacturers of PIN entry devices and application developers. ... (more) Free credit report -- how to get the actual free ones -- The federal government has mandated the three major credit bureaus give free credit reports to consumers at least once per bureau per year. Here's how to get yours. ... (more) More gas stations offer discounts to customers who pay with cash -- Many gas station owners, struggling under the weight of rising credit card fees, are offering discounts to customers who pay by cash. ... (more) Even credit card purchases at home may now trigger 'international' fee -- Credit card purchases may be 'international,' even if you aren't. ... (more) What consumers can do when 'minimum purchase' and other credit card rules are bent -- Ever wonder whether it's really OK for merchants to post signs saying 'Minimum credit card purchase $5'? Find out what the rules are and what consumers can do when the rules are violated. ... (more) Rules for merchants handling credit card data -- Safety concerns for consumers' credit card information prompt changes in the way businesses handle data. ... (more) Business credit scores: What they are, how to boost yours -- Just as an individual has a credit score, so does a business. As with individual scores, the number determines whether your business gets credit and at what rate. ... (more) GAO report: Federal government pays massive credit card fees, too -- Just like gas station owners and other merchants, the federal government pays interchange fees for credit card and debit card transactions -- and its bill is huge, says a new GAO report. ... (more) Students universities fees credit card processing costs -- With tuition costs rising and credit tightening, more students are opting to pull out the plastic to pay for their classes. Not all colleges like it. ... (more) Card issuers' bad earnings reshape credit card offers -- The awful annual results reported by credit card issuers may not be felt only by shareholders. They have begun to cause pain to some credit cardholders, as well. ... (more) Bankers, poker players oppose Feds' online gaming rules -- The legality of online gambling has long been debated by U.S. officials, but the latest regulation efforts have tried to shut down the money conduit -- payments systems that enable online bets. ... (more) Regulation Z proposed changes for minimum payments -- Credit card companies and credit issuers would have to tell account holders how long it would take to repay loans if they make minimum payments. ... (more) Credit card reform: The fine print of proposed changes to Regulation Z --
Regulation Z requires creditors to disclose all costs and terms before a new credit card's first use. However, according to the board, "Currently, there are few ... (more) Regulation Z rules proposed for credit card fee disclosures -- Credit card companies would have to clearly disclose fees charged to credit cardholders. ... (more) Regulation Z would require credit card APR disclosure rules -- Regulation Z would require credit card companies to clearly disclose APRs. ... (more) Regulation amendments propose fixed rate credit cards -- Fixed credit card rates would actually be fixed under Regulation Z amendments. ... (more) Reg Z proposes credit card notice of term changes to 45 days -- Changes in terms of credit card contracts would need 45 days' advance notice. ... (more) Anatomy of a credit card -- Ever wonder what all those numbers mean, or what's on that black stripe? Find out here. ... (more) No cash businesses are becoming more popular -- An Oregon cafe is one of a small but growing number of businesses that accepts credit cards or debit cards only. No cash. ... (more) CreditCards.com editorial corrections policy -- CreditCards.com strives to publish accurate information. If you believe we have published something in error or wish to comment on an article, please e-mail us at editors@CreditCards.com. ... (more) Gas buyers fume at credit, debit card limits, 'blocks' -- High gas prices, industry practices leave consumers sputtering at the pump when they pay with plastic. ... (more) Credit card privacy: keeping your customers' information safe --
Merchants need to be sure they are taking all the necessary precautions to protect their customers' credit card information. Losing customers' credit card information is an ... (more) Merchants encourage use of PINs for debit card payments -- Merchants encourage PIN numbers in debit card transactions due to lower fees. Read more at CreditCards.com ... (more) Identity Theft: Fraud targeting small businesses over the telephone -- Identity theft over the phone has merchants revealing shopper's credit card information. ... (more) Credit Card Processing services for Nonprofit organizations -- Considering accepting credit card donations for your nonprofit? There are a number of factors to weigh. ... (more) Small business credit card processing: setting up customer payment methods -- Business owners should look beyond their business credit card issuer when selecting a credit card processor, weighing such factors as fees, equipment, lag time, and extras. ... (more) Credit cards fees: Understand merchant account fees -- When selecting a merchant service provider, look at the fees charged for accepting credit cards. ... (more) Interchange fees debated at Senate hearing -- Interchange fees looked at by senate as a downfall for merchants. Read more at CreditCards.com ... (more) Business credit card for startup: Grow businesses with American Express -- American Express is a popular business credit card for startups, having low merchant costs. ... (more) Merchant Account Services: Paynet Systems provides credit card processing -- Businesses can obtain credit card processing and other merchant account services from Paynet Systems. Learn more at CreditCards.com ... (more) Merchant services simplified -- Selecting Charge.com as your merchant services provider can simplify managing your business. ... (more) Why accept credit cards using merchant processing? -- Accepting credit cards using merchant processing can be a beneficial move for businesses. ... (more) Credit Card Fees: Merchant interchange fees and their critics -- Critics have responded to merchant opposition to the credit card fees they have to pay. ... (more) Credit cards' fees now limited for gas retailers -- MasterCard is introducing a limit on interchange fees paid by gas retailers and will publish all interchange rates that apply to U.S. merchants. ... (more) Bank credit cards designed and targeted to banks' own customers -- Low-fee, high-rewards bank credit cards available only to a bank's customers gain popularity. Read more at CreditCards.com. ... (more) Credit card debt information (2006-2007) -- Listing of facts and statistics related to the credit card industry and personal debt. ... (more) Merchant processing fees: How they affect businesses, card issuers -- Learn what merchant processing fees are, and how they influence businesses decisions. ... (more) Credit Card Fees Hurt Merchants and Consumers -- Should Congress take control and manage credit card fees charged on every transaction? Retailers say yes. ... (more) Credit card acceptance is now common at fast food restaurants -- Fast food restaurants have become even faster now that you can pay with your credit card. ... (more) Credit Card Terms: A glossary of commonly used words and terms. -- Understand commonly used words, phrases, and acronyms in the credit card industry with this credit cards glossary. ... (more) | 
