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Reward Credit Cards |
The following reward credit cards feature either cash back or rewards programs. Rewards Program Credit Cards "reward" you for using them with cash back incentives and rebate programs.
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Search through the Reward Credit Card Offers below.
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Compare offers side by side in order to determine which card is best for you.
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Apply for the Credit Card of your choice by filling out a secure online application.
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- Click "APPLY HERE" to apply online or call (866) 547-0808
- Get 2% cash back on purchases at gas stations and major grocery stores and 1% cash back on all other purchases
- Theres no limit to the cash back you can earn, and your cash rewards wont expire
- Save with a 0% intro APR on purchases until January 2010
- You can ask for your cash back whenever you want or set up automatic redemptions so you won't have to ask
- No annual fee
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
until January 2010* |
13.90% (V)* |
None* |
Yes* |
Good Credit* |
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- Earn 25% more than regular mileage cards with 1.25 miles for each dollar spent on purchases
- Save with a 0% intro APR on purchases until January 2010
- Get free travel easily with ANY airline, hotel, cruise line or rental car
- No blackout dates and no seat restrictions
- No expiration date on miles and no limit on the miles you can earn
- No annual fee
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
until January 2010* |
8.15% (V)* |
None* |
Yes* |
Excellent Credit* |
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- Earn up to 25,000 Starpoints® — enough for up to 6 free nights at a category 1 or 2 hotel.
- Use Starpoints® for free nights and upgrades at over 860 participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates
- No annual fee for the first year and $45 thereafter
- Transfer Starpoints® — almost always on a 1:1 basis — to the frequent flyer programs of over 30 major airlines
- Earn one Starpoint® for every dollar you spend and double Starpoints® at participating Starwood properties and retail partners
- Express Approval. Get a decision in less than 60 seconds.
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 2.90%* |
6 months* |
13.99%* |
1st Year None, $45 Thereafter* |
Yes* |
Excellent Credit* |
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- 20,000 bonus points after $600 in purchases made within 3 months of account opening - enough for a roundtrip ticket up to $400 in value*
- Earn 2 points for every dollar spent on everyday purchases and 1 point for all other purchases*
- Earn 1 point for every mile you fly on any airline*
- Earn 1 point for every mile friends and family fly on tickets purchased with your card*
- Get a complimentary companion ticket when you buy a qualifying ticket*
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| N/A* |
N/A* |
as low as 12.24%* |
$75.00* |
Yes* |
Excellent Credit* |
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- 3% bonus cash back on gas, groceries, and fast food purchases for the first 6 months*
- 1% Unlimited cash back on everything else. No cap. No expiration.*
- 0% Intro APR on purchases for up to 12 months.*
- Earn Rewards Fast with 3% bonus cash back offers every quarter!*
- No annual fee*
- Earn up to an additional 10% cash back at hundreds of merchants when you shop online with Chase Rewards PlusSM
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
up to 12 months for purchases only* |
as low as 9.99%* |
None* |
Yes* |
Excellent Credit* |
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- Double Miles on grocery store purchases in November and December*
- Book any travel, anytime with no blackout dates or restrictions
- Double Miles on up to $3,000 in travel and restaurant purchases each year
- 1 Mile for every $1 on all your other purchases
- Unlimited Miles that never expire*
- Redeem for travel credits to your account, gift cards from any of our 70 brand-name Partners or cash starting at just 1,000 Miles
- No Annual Fee
- Online Account Access
- Online Bill Payment
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
6 months on purchases & balance transfers* |
10.99% - 18.99%* |
None* |
Yes* |
Excellent Credit* |
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- No Annual Fee
- WorldPoints® Mall — Get Bonus Points at more than 200 of your favorite online retailers
- Free access to the MyConciergeSM service, which can help with everything from hard-to-get tickets, dinner reservations, tee-times and more
- Ultimate Access® rewards - an exclusive benefit of the WorldPoints® rewards program, that gives you the ability to redeem your points for unprecedented access to sports and entertainment personalities, VIP access to marquee events, unique memorabilia, and once-in-a-lifetime experiences
- Absolute Fraud Protection
- Online account access and points management
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
12 months on balance transfers and direct deposits* |
Between 9.99% and 19.99%* |
None* |
Yes* |
Good Credit* |
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- Buy what you've been dreaming of and pay no interest until June 2009
- There is no limit to the points you can earn, and your points won't expire for the life of your account
- 5 points per dollar spent at gas stations, major grocery and drug stores
- 1 point for every dollar spent on other purchases
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
until June 2009* |
15.15% (V)* |
$29.00* |
Yes* |
Average* |
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- 0% Intro APR on balance transfers for your first 15 billing cycles
- Earn 1 Point for every dollar you spend in net retail purchases
- Points are redeemable for cash, brand name merchandise, travel with no blackout dates, dining certificates and more
- No Annual Fee
- Enjoy more savings and more extras - Get discounts at select merchants, valuable upgrades, and savings of up to 50% on accommodations at spectacular places. Visa Signature Privileges make it possible.
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0% on Balance Transfers* |
15 months and a $25 statement credit* |
9.99% / 15.99%* |
None* |
Yes* |
Good Credit* |
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- 0% Intro APR for up to 12 months on purchases
- Low Balance Transfer APR - 2.99% for 12 months
- Earn 1 point for every dollar you spend
- Points good on any airline, hotel, car rental and more.
- No blackout dates or travel restrictions
- Express Approval. Get a decision in less than 60 seconds.
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
12 months* |
as low as 11.99%* |
None* |
Yes* |
Excellent Credit* |
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- 5% to 20% Cashback Bonus at top online retailers*
- Up to 1% unlimited Cashback Bonus on all other purchases automatically
- Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners
- No Annual Fee
- Online Account Access
- Online Bill Payment
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
6 months on Purchases & 12 months on Balance Transfers* |
as low as 10.99%* |
None* |
Yes* |
Excellent Credit* |
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- Earn 10,000 Membership Rewards® bonus points when you spend $500 in 3 months - redeemable for a $100 gift card!
- No Pre-Set Spending Limit
- No annual fee for the first year - $125 Thereafter
- The Membership Rewards® program - Earn 1 Membership Rewards® point for virtually every dollar you spend and redeem for your choice of travel, shopping, and entertainment rewards.
- Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide.
- Express Approval. Get a decision in less than 60 seconds.
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| N/A* |
N/A* |
N/A* |
1st Year None; $125 Thereafter* |
N/A* |
Excellent/Good Credit* |
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- Earn up to 25,000 bonus miles - enough for a total of $250 off Delta flights!
- One mile for every other eligible dollar spent
- Pay with Miles: Pay for all or part of your flight with miles - and put the rest on your Card
- No annual fee for the first year, then $95: $45 if you are a qualified American Express Cardmember
- Express Approval. Get a decision in less than 60 seconds.
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| N/A* |
N/A* |
13.99%* |
1st Year None; $95 Thereafter* |
Yes* |
Good Credit* |
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- 0% APR on purchases for up to 12 months
- No Annual Fee
- Balance transfer requests submitted on application receive APR of 2.99% for 12 months*. Then, the standard APR for purchases will apply
- Earn points that can be redeemed for gift cards, travel, merchandise, and unique entertainment experiences.
- Membership Rewards Express® program
- Express Approval. Get a decision in less than 60 seconds.
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
up to 12 months* |
as low as 10.99%* |
None* |
Yes* |
Excellent Credit* |
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- No annual fee and the flexibility to pay over time
- Redeem your points for travel with no blackout dates, discounts at hotels, cash, brand-name merchandise, or gift certificates*
- Earn rewards faster than the standard Bank of America American Express Rewards card with 1.25 points for every net retail purchase dollar*
- Access to special Cardmember offers from participating American Express merchants to save on shopping, dining, travel, hotels, and much more
- Free 24/7 Concierge Service
- Access to more than 2,200 American Express Travel Services locations worldwide to help you
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
12 months on balance transfers and direct deposits* |
Between 9.99% and 19.99%* |
None* |
Yes* |
Good Credit* |
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- Low 7.25% fixed standard purchase APR and platinum benefits
- No balance transfer fee for balances transferred in response to this online offer
- No annual fee
- Excellent credit needed
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| None* |
N/A* |
7.25%* |
None* |
Yes* |
Excellent Credit* |
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Reward Credit Cards for Business |
Own a small business? The following business reward credit cards feature either cash back or rewards programs. Rewards Program Credit Cards "reward" you for using them with cash back incentives and rebate programs.
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- Why wait for your rewards when you don't have to?
- Receive and use up to 200,000 WhyWaitSM Rewards Points in advance when you activate your card
- So long as you actively use your account, you'll have 15 months to replenish used Why Wait points before you're charged for them*
- Earn 1 point per dollar spent on purchases, plus get a 50% annual bonus on your earned points when you pay on time all year
- Redeem points for cash back, travel, gift cards, merchandise or all of the above*
- No Pre-Set Spending Limit*
- All with no annual fee
- See Terms & Conditions for important information, benefits and limitations
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| N/A* |
N/A* |
16.99% (V)* |
None* |
Yes* |
Excellent/Good Credit* |
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- This card is best for established business owners with excellent credit looking to earn triple rewards for purchases in your category of choice and one mile per dollar on all other purchases
- Choose from the following categories when you apply for this card: Travel and Lodging, Gas and Service Stations, Building Supplies and Hardware, Computers and Electronics, Office Supplies and Furniture, Advertising and Shipping.
- 0% APR on purchases until January 2010
- 0% APR on transferred balances until January 2010
- No Annual Fee
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
until January 2010* |
as low as 14.99% (V)* |
None* |
Yes* |
Excellent Credit* |
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Still undecided or looking for reward program or cash back credit cards to apply for?
Following are some additional links to other offers. Customers who have applied for this offer have also been interested in applying for airline credit cards . |
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* See the online reward credit cards application for details about terms and conditions of reward programs and offers. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the " Apply Here " button you can review the credit card terms and conditions on the credit card issuer's web site.
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